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3 Signs of a Prize Scam
You have to give your financial information. There's absolutely no reason to ever give your bank account or credit card number to claim any prize or sweepstakes. If they ask for this information, don't give it. It's a scam.
How Scammers Try To Trick You
Scammers send you a message (via text, email, or social media) to get your personal information. You might be told that you won a gift card or a discount code to a local store. Or the message may say you won something expensive, like an iPad or a new car from your local dealership. Scammers hope you'll respond with your personal information or click on links that can take your personal information or download malware onto your device. Don't respond.
Scammers say you've won a foreign lottery, or that you can buy tickets for one. Messages about a foreign lottery are almost certainly from a scammer - and it's a bad idea to respond. First, it's illegal for U.S. citizens to play a foreign lottery, so don't trust someone who asks you to break the law. Second, if you buy a foreign lottery ticket, expect many more offers for fake lotteries or scammy investment "opportunities." Finally, there are no secret systems for winning foreign lotteries, so don't believe someone who tells you they can help you win.
Scammers pressure you to act now to get a prize. Scammers want you to hurry up and pay or give them information. They tell you it's a limited time offer or you have to "act now" to claim your prize. They don't want you to have time to evaluate what's really happening. Don't be rushed - especially if they want you to do something to get your prize.
Real sweepstakes are free and by chance. It's illegal to ask you to pay or buy something to enter, or to increase your odds of winning.
A special note about skills contests. A skills contest - where you do things like solve problems or answer questions correctly to earn prizes - can ask you to pay to play. But you might end up paying repeatedly, with each round getting more difficult and expensive, before you realize it's impossible to win or just a scam. Skills contests can leave contestants with nothing to show for their money and effort.
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